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Retirement Planning

  • Are Your Retirement Savings Sufficient?
    ...the results from the early 1990's show that 23 percent of all households do not have enough wealth (even taking into account social security payments) sufficient to live at twice the poverty standard.

  • Ask Questions Before You Choose A Financial Professional
    Choosing a financial professional can be a scary idea. It's hard to know who to trust with your hard-earned money and how to evaluate who will do a good job of giving you advice.

  • IRA Update

  • Late Savers Prepare for Retirement
    This guidebook is for people who know they should have saved more when they were younger, ... but didnt. Perhaps you simply spent everything you earned, lacked an employer retirement savings plan, or experienced a major financial setback such as illness, divorce, or unemployment. The good news is it's not too late to take action to secure your future.

  • Later Life Financial Goals - Part A PDF
    When planning for retirement and older age, people tend to think about IRAs, stocks and mutual funds. What people often forget to think about are their long-term health care needs. This information helps to consider possible future long-term needs.

  • Later Life Financial Goals - Part B PDF
    These worksheets help to identify those goals that might be a priority, and help to initiate critical conversations with other family members.

  • Little Known Advantages of Retirement Accounts
    You probably don't plan to be sued or to file bankruptcy. But you might be glad to know that your retirement savings may be protected if that happens.

  • Retirement Planning

  • Who Gets the Money? - Taking Distributions from IRAs, 401(k)s and Other Retirement Plans
    Putting money into IRAs, Roth IRAs and other tax-deferred retirement savings plans was a smart thing to do; understanding the rules about taking the money out is equally important.

  • Your Retirement
    Putting money into an employer's retirement plan is just the first step toward financial security in retirement. How you withdraw the money also requires careful decision making.

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