Teenagers have great buying power but so many lack the knowledge about managing money effectively. Teens spend more than $93 billion annually and have access to more than 3.5 million credit cards. Yet, surveys show that high school seniors are ill-informed about credit, saving and budgeting, and other important life skills involving personal finance.

High School Financial Planning (HSFPP) is a nationwide effort to teach young people essential concepts of personal finance and sound money management. The materials are geared to the 16 to 18 age group and emphasizes such concepts as understanding the financial planning process, earning income, protecting your assets, saving, and planning to meet your financial goals.

Instructional Materials

Portfolio of teaching resources on youth financial management and manuals for each student. Teachers who attend a training session and enroll their class will receive the materials free of charge for their class. It is hoped that 10 hours of classroom time will be spent using this curriculum.

Illinois State Goals & Learning

15A. Understand how different economic systems operate in the exchange, production, distribution and consumption of goods and services

15B. Understand that scarcity necessitates choices by consumers

15C. Understand that scarcity necessitates choices by producers

15D. Understand trade as an exchange of goods or services.

18A. Compare characteristics of culture as reflected in language, literature, the arts, traditions and institutions.

18B. Understand the roles and interactions of individuals and groups in society.

18C. Understand how social systems form and develop over time.